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F I N A N C E  F O C U S

Welcome to our August newsletter

Welcome to our August newsletter

National property values have risen for six consecutive months, while the cash rate has dropped to 3.6 per cent – its lowest since April 2023. Here’s what this could mean as we head into the busy spring buying season.

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Redraw vs offset: what first-home buyers should know

Redraw vs offset: what first-home buyers should know

If you’re buying your first home, understanding the difference between a redraw facility and an offset account can help you manage your loan more effectively. We break down how each works so you can choose the option that fits your needs and goals.

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Buying beyond your backyard – a practical guide to investing interstate

Buying beyond your backyard – a practical guide to investing interstate

From more affordable price points to higher rental yields, buying an investment property interstate can open up fresh opportunities. Here are seven practical tips to consider if you're thinking of taking that next step.

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Is now the time to refinance your home loan?

Is now the time to refinance your home loan?

With inflation easing and the RBA cutting the cash rate three times this year, lenders are sharpening their offers to attract borrowers. Refinancing could help you access competitive rates or features that align with your financial goals. Here are a few points to consider before making a move.

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Scott Smith
Suite 11A, Traveltown 21 Lake Street | Cairns QLD 4870
t. (07) 4051 2444 | 0438 779 355
e. scott@cairnsfinance.com.au
w. www.cairnsfinance.com.au

B Mundy Pty Ltd atf Scott Smith Family Trust t/as Cairns Finance Pty Ltd Australian Credit Licence Number: 415600 | ABN: 70538583179


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