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F I N A N C E  F O C U S

Welcome to our January newsletter

Welcome to our January newsletter

After a strong year of growth in 2025, the property market is beginning the new year at a steadier pace. With uncertainty around the Reserve Bank of Australia’s next move, we highlight some of the key trends and factors shaping the market in 2026.

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Is your home loan still healthy? Here's what to check.

Is your home loan still healthy? Here's what to check

With interest rates shifting and lending options evolving, your home loan may no longer be working in the same way it once did. This guide highlights what to check in a home loan health review and how small changes may influence your loan over time.

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Property investment in 2026: 5 points investors are keeping in mind

Property investment in 2026: 5 points investors are keeping in mind

As a new year begins, many property investors are taking time to review their goals and plans. With conditions continuing to change, we outline five key points investors are keeping in mind when considering property investment in 2026.

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Your budgeting guide to buying your first home

Your budgeting guide to buying your first home

Buying your first home is an exciting milestone but saving a deposit can feel like a major hurdle for many Australians. This step-by-step guide outlines ways to build your savings and prepare for your first home.

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Scott Smith
Suite 11A, Traveltown 21 Lake Street | Cairns QLD 4870
t. (07) 4051 2444 | 0438 779 355
e. scott@cairnsfinance.com.au
w. www.cairnsfinance.com.au

B Mundy Pty Ltd atf Scott Smith Family Trust t/as Cairns Finance Pty Ltd Australian Credit Licence Number: 415600 | ABN: 70538583179


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