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Welcome to our February newsletter

Welcome to our February newsletter

February brings fresh updates from across the property and lending landscape. In this month’s newsletter, we unpack what the recent RBA rate increase could mean for you, along with key market insights to help you stay informed for the months ahead.

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Are you secretly paying ‘loyalty tax’ on your home loan?

Are you secretly paying ‘loyalty tax’ on your home loan?

Many homeowners stay with the same lender for years without checking whether their loan is still competitive. In this article, we take a closer look at ‘loyalty tax’, how it can quietly add up, and what borrowers can do to keep their home loan competitive.

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Property investment trends for 2026

Property investment trends for 2026

As 2026 unfolds, we continue to see investment property trends evolve in response to the changing market conditions. Here, we explore the key factors influencing investor behaviour and what they could mean for property decisions this year.

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First home buyer decisions: Apartment or a house on land?

First home buyer decisions: Apartment or a house on land?

Buying your first home is a major milestone, and choosing between an apartment and a house on land isn’t always straightforward. We break down key lifestyle, budget and long-term considerations to help you make a more informed choice.

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Scott Smith
Suite 11A, Traveltown 21 Lake Street | Cairns QLD 4870
t. (07) 4051 2444 | 0438 779 355
e. scott@cairnsfinance.com.au
w. www.cairnsfinance.com.au

B Mundy Pty Ltd atf Scott Smith Family Trust t/as Cairns Finance Pty Ltd Australian Credit Licence Number: 415600 | ABN: 70538583179


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