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Welcome to our April newsletter |
With inflation still in focus and the chance of further rate changes ahead, what’s happening in the market right now could have a direct impact on your borrowing power and repayments. Here’s what you need to know, and how it could impact your next move.
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Offset or redraw: Things to consider as rates rise |
As interest rates rise, many borrowers are taking a closer look at how their home loan is structured. Features like offset accounts and redraw facilities may help reduce interest costs - but they work in different ways and may suit different structures. Here’s what to consider when deciding what’s right for you.
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Buying before you sell? Bridging loans explained |
Buying your next home before selling your current one can be challenging, but it may be possible with the right approach. A bridging loan can help cover the gap between buying and selling, and we unpack what you need to know to decide if it's right for you.
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Why investors are focusing on rental income in 2026 |
With interest rate uncertainty continuing through 2026, many investors are focusing more on rental income and cash flow. Here’s how rental yield works and what to consider when assessing an investment property.
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B Mundy Pty Ltd atf Scott Smith Family Trust t/as Cairns Finance Pty Ltd Australian Credit Licence Number: 415600 | ABN: 70538583179
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