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Welcome to our August newsletter |
The property and lending landscape continues to shift, with changing market conditions, interest rates on hold and new rules affecting some investors. This month’s update brings together the key developments worth knowing as you consider your next property or finance decision.
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Has your borrowing power changed? |
Planning your next property move? The amount you can borrow may have changed, even if your income hasn’t. Recent lending changes could affect how your borrowing capacity is assessed, so knowing where you stand now can help you plan your next move with confidence.
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Home loan pre-approval: What you need to know before house hunting this spring |
Getting conditional pre-approval is an exciting milestone, but it’s important to understand exactly what it means before you start house hunting. We explain what pre-approval covers, what lenders look at, and how being prepared can help you approach your property search with a clearer idea of your position.
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Are investors changing course after the new negative gearing reforms? |
The Federal Government's changes to negative gearing and capital gains tax could change how investors approach their next property purchase. We break down what the reforms mean, how investor sentiment is shifting, and the early trends emerging across the property market.
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